“We shop you save” is registered as the Select Quote trademark. Who is Select Quote? In this article, we will talk about Select Quote, the company’s advantages, and disadvantages. So let’s determine whether it’s worth trying or not.
Select Quote With Its Tagline “We Shop You Save”
Built-in 1995, Select Quote is an insurance sales agency with the intention to help people find their most suitable life insurance. Since then, Select Quote’s fame has risen a lot and they have helped a lot of people to find good insurance policies.
Select Quote is good for whom do not know how to start finding insurance policies that match them, or for people who do not want to bother comparing multiple insurance policies. Just as their trademark, “We shop you save,” they will find good policies and you can save your money.
Because Select Quote has many experienced and trained agents, those agents will help to survey and suggest an insurance policy that matches you well. The only thing you need to do is just fill out their forms and answer some questions. After that, the agents will match your answers to multiple policies and choose one of them.
Select Quote Advantages
Why should you trust Select Quote? If you are still not sure how to perceive their tagline “We shop you save,” you will understand after knowing their pros. These are the reasons why you must rely on Select Quote for insurance policies.
1. Multiple Carriers
Unlike stand-alone insurance company agents, Select Quote’s agents are able to choose policies from multiple companies. They are also unbiased and do not promote a specific company. Comparing insurance quotes with the clients’ forms, they will choose the most suitable with the best price for their customers.
In case of customers are not satisfied, they can recommend other insurance companies with better policies. Thus, coming true with their trademark which is “We shop you save.”
2. Efficiency
Tired of checking out different insurance companies and comparing their quotes? Well, Select Quote is the answer to that. You do not have to meet insurance company agents and discuss their policies anymore.
Everything is easy and simple with Select Quote. First, you need to fill out a medical profile through an online application. After that, an agent will call you to review your information and ask for other information regarding yourself. Just then, the agent will recommend an insurance company for you.
Accepting the recommendation means you need to send your medical checkup to Select Quote. After finishing that process, the only thing you need to do is wait. They will quickly send you a policy through the mail. Easy and efficient, isn’t it?
3. No Fees
Do not be surprised, Select Quote will not charge you any money for using their service. Instead, the insurance companies that cooperate with them will pay for that. Clearly, this company takes the word “We shop you save” seriously and will do its best to get you the best price for insurance.
4. Informational Resources
If you still feel skeptical about Select Quote and how they work, you can access their website. The website is user-friendly and full of useful tips and information regarding life insurance. Read some of their articles before you decide if you can trust them or not.
Select Quote Disadvantages
Everything is bound to have weaknesses, Select Quote cannot escape from that. But can the disadvantages overwhelm the advantages? Is it worth trusting Select Quote and their saying “We shop you save”? Check out their weaknesses to find out.
1. Unsuitable for Permanent Policies
Select Quote’s efficiency is to blame for this. Finding the quickest and cheapest insurance policy is their ultimate priority, they will most likely recommend you buy a term policy.
A permanent insurance policy is not their priority. Although they can still help you to find one if you really want it, the result might not be the best. Since Select Quote wants to be sure to choose the cheapest policy due to their trademark “We shop you save,” they will suggest the lowest rate for permanent insurance.
Meanwhile, price is not the only thing you should consider when choosing permanent insurance. Sometimes, more expensive insurance policies might benefit you more than the cheaper ones. Therefore, Select Quote is not the best for choosing a permanent policy.
2. Telephone Call
In the process of asking for an insurance quote, you need to take a telephone call from Select Quote’s agent. That agent will verify your data and help you to find the best insurance company. If you are not the type of person who likes telephone calls, this might be annoying.
Be careful, the agent could also persuade you to buy other insurance that you do not really need. Just reject it if you do not want to.
3. Limited Options
Working with high-rated insurance companies is one of Select Quote’s best strengths. However, it could become a weakness, too. Because this means that Select Quote’s options for insurance policies are limited to the companies that work with them.
Perhaps there are some other insurance companies out there that offer better values but not working together with Select Quote. Unless Select Quote adds more insurance companies for options, this will be a setback for them.
4. Long Process
For people who are in a hurry to buy an insurance policy, Select Quote might not be ideal. Since Select Quote needs time to choose the best insurance policy and make sure their tagline “We shop you save” will not be considered fraud. Furthermore, the process can take up from 4 to 7 weeks.
So, if you need your policy to get ready instantly, buy it from some other place. However, if you can be patient and not in a hurry then all is good.
Does Select Quote Really Practice Their Tagline “We Shop You Save”?
The answer is yes, Select Quote remains true to its tagline “We shop you save.” Among some weaknesses that exist in their system, Select Quote is a good option if you do not know where to start and what kind of insurance you need. Their agents will guide you and ensure you choose the most suitable insurance policy for yourself.
So, what are you waiting for? Now is the right time to start looking for life insurance. With Select Quote, everything will be made easier, even if you do not have any idea about insurance. With great agents who will guide you, there is nothing to be afraid of.